TERMS & CONDITIONS
1. DEFINITIONS
1.1 In these Terms, the following definitions apply:
Booking
Your booking for a Seminar.
Event Outside Our Control
As defined in clause 10.2.
Seminar(s)
The seminar(s), mentorship(s), course(s), and/or related training services that We provide to you, as set out in the Booking.
Terms
These terms and conditions as set out in this document.
We / Our / Us
Property Strategy Ltd, Portfolio Cashflow Optimiser Ltd, and Property Business Accounts Ltd, acting individually or jointly depending on the services provided, details of which are set out in clause 13.
1.2 References to “writing” or “written” include email unless stated otherwise.
2. OUR CONTRACT WITH YOU
2.1 These Terms set out the basis on which We provide Seminars to you.
2.2 Please read these Terms carefully before making a Booking. If you believe there is an error or require changes, please contact Us before confirming your Booking.
2.3 A legally binding contract is formed when We issue written confirmation of your Booking by email or post.
2.4 If there is any conflict between these Terms and the Booking details, the Booking details will take priority.
2.5 The specific legal entity you contract with will depend on the Seminar or service purchased and will be clearly identified at the point of booking, in confirmation emails, invoices, and any applicable service agreement.
3. CHANGES TO BOOKINGS OR TERMS
3.1 We may revise these Terms from time to time due to:
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changes in payment methods; or
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changes in relevant laws or regulatory requirements.
3.2 Where possible, We will give at least 14 days’ written notice of material changes.
3.3 You may request a change to your Booking within seven calendar days of placing it. Any price changes will be confirmed in writing.
3.4 Cancellation rights are set out in clause 11.
3.5 We reserve the right to change venues, presenters, mentors, or materials at any time. You will not be entitled to a refund unless cancellation rights under clause 11 apply.
4. PROVIDING THE SEMINAR
4.1 We will supply the Seminar on the date(s) set out in the Booking unless varied under clause 3.5.
4.2 We will use reasonable endeavours to deliver Seminars as scheduled but delays may occur due to Events Outside Our Control.
4.3 Failure to make payment when due may result in withdrawal of enrolment with immediate effect.
4.4 All intellectual property rights in Seminar materials remain Our property or that of Our licensors.
4.5 We do not provide financial, legal, tax, or accounting advice and are not authorised by the FCA.
4.6 Opinions expressed by trainers or mentors are their own and are followed at your own risk.
5. FAILURE TO ATTEND
5.1 If you fail to attend a Seminar without rescheduling under clause 3, all amounts paid will be forfeited.
5.2 You acknowledge that this clause does not operate harshly.
6. PRICE AND PAYMENT
6.1 Prices are those in force at the time of Booking confirmation.
6.2 Prices exclude VAT, which will be charged by the relevant contracting entity where applicable.
6.3 A non-refundable deposit is required to secure your place. Full payment must be made no later than 30 days before the Seminar start date.
6.4 Late payments may accrue interest at 3% per annum above the base rate of Barclays Bank Plc.
6.5 Interest will not apply where an invoice is disputed in good faith.
6.6 Failed payments must be rectified within five working days of notification.
7. RESCHEDULING
7.1 Requests to reschedule must be made in writing. Rescheduling is at Our discretion and subject to availability.
7.2 Additional costs incurred may be charged to you.
8. OUR LIABILITY
8.1 We are not liable for:
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indirect or consequential losses;
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loss of profit, business, or opportunity.
8.2 Nothing excludes liability for:
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death or personal injury caused by negligence;
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fraud or fraudulent misrepresentation.
9. WARRANTY
9.1 Nothing in these Terms affects your statutory consumer rights.
9.2 We warrant that Seminars will be delivered with reasonable care and skill.
9.3 Faulty products will be repaired, replaced, or refunded where applicable.
10. EVENTS OUTSIDE OUR CONTROL
10.1 We are not liable for delays or failure caused by Events Outside Our Control.
10.2 An Event Outside Our Control includes acts beyond reasonable control, including natural disasters, epidemics, strikes, or failure of utilities.
10.3 Obligations will be suspended for the duration of such events.
10.4 You may cancel if the Event Outside Our Control continues for more than two weeks.
11. YOUR RIGHTS TO CANCEL
11.1 You may cancel within 14 days under the Consumer Contracts Regulations 2013.
11.2 Cancellation must be made in writing.
11.3 Refunds will be issued to the original payment method.
11.4 Administration charges apply for cancellations within 90 days of a Seminar as follows:
| Cancellation Period | Fee |
|---|---|
| 61–90 days | 25% |
| 31–60 days | 50% |
| 0–30 days | 100% |
11.5 Additional cancellation rights apply where We breach the contract or are affected by Events Outside Our Control.
12. OUR RIGHT TO CANCEL
12.1 We may cancel due to Events Outside Our Control or unavailability of key personnel.
12.2 Any payments for undelivered Seminars will be refunded.
12.3 We may cancel immediately for non-payment or material breach.
13. INFORMATION ABOUT US
13.1 This website and the services described in these Terms are operated by:
Property Strategy Ltd
Company No: 09990885
Registered Office: Unit 1-3 District Park, Margate, England, CT9 4JZ
Property Business Insights Ltd
Company number: 13597272
Registered office: Unit 1-3 District Park, Margate, England, CT9 4JZ
VAT number: 505791974
 Property Business Accounts Ltd
Company No: 16523139
Registered Office:Â Unit 1-3 District Park, Margate, England, CT9 4JZ
13.2 General enquiries may be directed to: [email protected]
14. PERSONAL DATA
14.1 Personal data will be used to:
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provide services;
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process payments;
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communicate where permitted by law.
14.2 One or more companies listed in clause 13 may act as data controller. Where applicable, companies act as joint data controllers under UK GDPR.
14.3 Data may be shared between these companies solely where necessary for service delivery, administration, or legal compliance.
14.4 Full details are set out in our Privacy Policy.
15. OTHER IMPORTANT TERMS
15.1 We may transfer Our rights and obligations with notice.
15.2 You may not transfer your rights without written consent.
15.3 This contract is between you and Us only.
15.4 Invalid clauses do not affect remaining provisions.
15.5 Waivers must be in writing.
15.6 These Terms are governed by English law.
15.7 Nothing in these Terms creates a partnership or joint venture between the companies listed in clause 13, save where required for data protection purposes.
